Privacy Policy

Last updated: January 29, 2025

1. Introduction

CellFi (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our cryptocurrency wallet application and related services, including our decentralized finance (DeFi) integrations and fiat on-ramp services.

By using CellFi, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide

  • Account Information: When you create an account through Dynamic.xyz, we may receive your email address, wallet addresses, and authentication credentials.
  • Identity Verification: If you use our on-ramp services via MoonPay, you may be required to provide identity verification documents. This information is collected and processed by MoonPay according to their privacy policy.
  • Communications: When you contact us for support, we collect your email address and the content of your messages.

2.2 Information Collected Automatically

  • Wallet Data: Public blockchain addresses and transaction data (which is publicly available on the blockchain).
  • Device Information: Browser type, operating system, device identifiers, and IP address.
  • Usage Data: How you interact with our services, including pages visited, features used, and time spent on the platform.
  • Analytics Data: We use Google Analytics to understand usage patterns and improve our services.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our wallet services
  • Facilitate DeFi interactions with protocols like Nectra and Zentra
  • Process fiat-to-crypto transactions via MoonPay
  • Respond to your inquiries and provide customer support
  • Send you important updates about our services (with your consent)
  • Detect, prevent, and address technical issues or fraud
  • Comply with legal obligations

4. Third-Party Services

CellFi integrates with third-party services to provide our functionality. Each has their own privacy practices:

  • Dynamic.xyz: Handles wallet authentication and connection. See their privacy policy.
  • MoonPay: Processes fiat on-ramp transactions and identity verification. See their privacy policy.
  • Citrea Network: Blockchain infrastructure where transactions are recorded publicly.
  • DeFi Protocols (Nectra, Zentra): Smart contract interactions are recorded on-chain and are publicly visible.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure.

Important: CellFi is a non-custodial wallet. We never have access to your private keys or seed phrases. You are solely responsible for securing your wallet credentials.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Blockchain transactions are permanent and cannot be deleted.

7. Your Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data (where applicable)
  • Object to or restrict processing of your data
  • Data portability
  • Withdraw consent at any time

To exercise these rights, contact us at [email protected].

8. Children's Privacy

CellFi is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last updated” date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: [email protected]

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